Destination

United Kingdom & Channel Islands - England, Scotland, Wales, Northern Ireland, the Scilly Isles, the Channel Islands and the Isle of Man.

Europe - The Continent of Europe West of the Ural Mountains, including it's neighbouring Islands and non-European Countries bordering the Mediterranean. 

Australia and New Zealand.

Worldwide excluding North America - Worldwide not including the United States of America, Canada and the Caribbean.

Worldwide including North America  

Please note:

Cover is not provided for travel to or events in countries, where the Travel Advice Unit of the Foreign & Commonwealth office or the World Health Organisation has advised the public not to travel.