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Not yet ready to settle down to life? Thinking of joining the ever-growing
number taking a gap year? Now that A-level and degree results are in the bag,
thousands of 18 to 34 year olds are choosing to go off on a gap-year adventure
rather than going straight to university or work.
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But whether you're a team member with a recognised scheme – such as the
Operation Raleigh expedition to Chile that Prince William took part in before
starting his degree – or planning to travel independently, a specialist Gap
year insurance policy designed to cover extended trips abroad is essential, all
this is provided by GoSure.com.
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Not all insurers cover the gap-year market, so this will limit your choice.
Rather than opting for the first deal, or the cheapest deal you come across,
compare GoSure.com Gap year insurance with a few policies in the market and you
will not be disappointed.
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Consider what's included and how flexible the policy is. Most insurers offering
this type of cover will have three-month, six-month or 12-month policies to
choose from, and will offer European or worldwide cover.
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Some insurers also offer Australasian-only policies but recommends checking
whether you can extend such cover if necessary. Many of us head off with the
intention of just going to Australia and New Zealand, but then meet others
along the way and decide to go with them to Thailand or somewhere not covered
by their policy. The simplest plan is to get a worldwide policy from the
outset, as it obviously offers the greatest flexibility at not much extra cost.
GoSure.com is among those insurers that will allow you to extend your cover
while you're away.
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A flexible policy really pays off when it comes to hazardous activities. Most
policies cover scuba diving (to a certain depth), abseiling and white-water
rafting. But extreme sports such as Parascending, and heli-sailing are unlikely
to be covered automatically. Chances are you won't necessarily know whether you
are likely to do any of these things before you leave, so check in advance with
the insurer that you can buy extra cover if needed.
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Medical expenses account for the largest proportion of claims made by gap-year
travellers, according to Options (those on their annual summer holiday are more
likely to claim for cancellations and lost baggage). While it's obviously
essential to have insurance if you are going to do something hazardous such as
white-water rafting, most medical claims are actually for everyday illnesses
rather than major accidents. Between 20 and 25 per cent of all travellers are
struck down with travellers' diarrohea. In many cases, this can be treated with
simple medication but it is not unusual for people to be hospitalised, and have
claims for up to £5,000 relating to gastro infections. GoSure.com provides a
24-hour emergency service that includes air ambulance and repatriation home to
the UK.
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The second most common claim on gap-year travel insurance policies is baggage
loss or theft. A lot of policies have limits on the amount they'll pay out for
individual possessions. So when you're doing your packing, think about how
you'd feel if you lost your belongings. If something's very expensive or
irreplaceable, leave it behind. GoSure.com gives you the flexibility to include
or exclude Baggage cover, as many are unlikely to take very expensive items
with them.
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Looking for information regarding Gap Year Insurance?
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GoSure.com is leading the way in the Gap year travel insurance, our
backpacker’s policy offers excellent coverage at a competitive price, giving
you great options for 6, 12 or 18 months travel at one time, along with the
option of including or excluding your baggage to really give you that momentous
deal. In addition if the backpacker’s does not suit than we can adapt a policy
for your needs from full comprehensive cover to medical only, you choose how
much or how little you wish to cover and we will give you a reasonable price to
suit your budget!
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GoSure.com have been offering Travel Insurance
since 1998. We are a trading division of John Holman & Sons Ltd, Lloyds Brokers, authorised & regulated by the Financial Services Authority (FSA). John Holman &
Sons Ltd have been established for over 150 years and are able to draw on many
years’ experience in general and life insurance, investment and corporate
finance. The GoSure.com website provides our best selling value for money
Travel Insurance.
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The GoSure.com website provides our best selling value for money for Gap year
Travel Insurance – As an Internet operation we are able to offer you maximum
convenience through a fully interactive quotation and fulfillment system. The
site will give you an instant quotation; making full cover details available to
you, and allowing you to buy your cover via a secure serve. If you buy online,
you can print off your personalised
travel insurance policy, which the site generates immediately. If you ever need
to speak to one of our Customer Advisers before or during the purchase process,
then we are available 5 days a week via our Call Centre on 0845 222 0020.
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Thinks Gap Year Insurance - Think GoSure.com
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Whether your travelling for a few days or up to 18 months, you are just one
click away from entering a competitive Gap year travel insurance website in the
UK today. Don't forget to add this site to your favourites, as we know you will
just keep coming back.
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